European Equipment Finance Solutions

Why Oak Leasing?

When it comes to financing, experience and trust matter. At Oak Leasing, we bring:

✅ Deep Industry Knowledge – Three decades of expertise in European equipment finance.

✅ Pan-European Coverage – Finance solutions across 30 countries.

✅ Fast, Flexible & Transparent – No hidden fees, no complicated jargon—just straightforward funding.

✅ Manufacturer & Dealer Programs – Helping businesses close more sales through tailored finance solutions.

✅ Wide Asset & Equipment Coverage – From machinery to technology, we finance what businesses need.

✅ Efficient Approval Process – Fast decision-making to keep your business moving forward.

Who We Help

We specialise in European equipment finance for a wide range of clients, ensuring they have access to the funding they need to grow, innovate, and succeed.

Problems can occur when handling your lease enquiries across Europe, dealing with leasing in many countries, different people and contacts, their emails, phone numbers, mobiles, and multiple offices in different languages, local regulation and compliance, and often more than one funder.

Manufacturers

We work directly with manufacturers to provide customised financing options that make it easier for customers to purchase equipment. By offering in-house finance solutions, you can:

• Boost sales with competitive leasing and finance options.
• Remove financial barriers for your customers.
• Increase customer retention and long-term partnerships.

Dealers & Distributors

For dealers and distributors, having the right financing in place can mean the difference between a sale and a lost opportunity. Our dealer financing programmes help you:

• Offer finance packages that fit your customers’ needs.
• Overcome Capex objections
• Improve cash flow with structured payment plans.
• Gain a competitive edge with more flexible purchase options.
• Customer retention.

Businesses

Whether you’re a SME, or large enterprise, investing in equipment is crucial for business growth. We provide:

• Affordable leasing solutions to preserve working capital.
• Finance options tailored to your industry needs.
• Simple and transparent contracts with no hidden fees.

What We Finance

We provide equipment finance across a variety of industries, including:

✔ Manufacturing & Industrial Equipment – Machinery, production lines, machine tooling.
✔ Airport GSE  Equipment – Tankers, stairs, catering trucks, buses, airside and retail and security landside.
✔ Technology & IT Equipment – Servers, software, data centres, AI.Security applications.
✔ Medical & Healthcare Equipment – Scanners, diagnostic tools, lab equipment.
✔ Logistics & Transport Equipment – Trucks, fleet vehicles, warehouse solutions.
✔ Renewable Energy Equipment – Solar panels, wind turbines, battery storage,LED Systems

If you don’t see your equipment listed, contact us—we cover a wide range of different equipment from Gin stills to North Sea Underwater equipment, Railway track equipment, Satellite equipment, even professional football pitches!

Oak’s Knowledge will give you…

• Expertise:    Using our 30 years of knowledge and experience  of finance in Europe, we  will give you one point of contact whose expertise in differing regulations throughout European countries is crucial. Instead of dealing with multiple companies and different teams in different locations, you work with a single person, who has a broad understanding of the financial landscape in Europe.
• Compliance :  A vital consideration, our funders will ensure that everything will fund will be fully compliant in every country.
•  Efficiency:  A single point of contact ensures a consistent level of service, as the various banks and funders have different equipment and underwriting policies in various countries.
• Simplicity : We streamline communication with the one click lease portal, reducing decision making, reducing your time and effort required in managing your European funding solutions.
• Cost Effective:  We do all of the hard yards for you, finding the funders who best suit your equipment and customers.  This saves your valuable time and effort. By utilising us, we can offer the best rates for all types of your customers, throughout Europe.

European Equipment Finance Insight 2025

The limited availability of Capex for equipment remains a critical issue for many businesses across Europe, affecting sectors such as manufacturing, retail, and even the traditionally resilient Mittelstand in Germany. CFOs are navigating an increasingly complex environment of rising costs, stagnating revenues, and uncertain investment climates.

The EU forecasts continued sluggish growth in France and Germany—the two largest economies in Europe—due to structural challenges, reduced domestic consumption, and external economic pressures. France faces an extended period of economic slowdown, while Germany’s industrial backbone struggles with stagnation. Both countries, along with others in the DACH region, are contending with the ripple effects of potential tariffs, adding further strain to an already fragile business environment.

Businesses in Europe are now factoring in the potential for new tariffs on imports and exports, which could significantly increase operational costs and increase pressure on CAPEX.  In this case, leasing is OPEX, making leading with a lease rental option crucial in any equipment sale.

We are fully aware that each of our European suppliers and customers has unique challenges in their own countries, and therefore we have developed our pan-European equipment finance to meet these challenges with expertise, dedication, transparency, integrity and sincerity.  Do not think these are just “off the peg”, each of our plans is bespoke to your individual requirements, both as a supplier or as a stand-alone customer.