Flexible Funding Solutions for Business Growth.
We all know that in 2025, we are facing economic headwinds, both in the UK as well and Europe. At Oak Leasing, we specialise in providing block discounting and stock finance solutions tailored to businesses across the UK and Europe. Whether you’re looking to enhance cash flow, expand your operations, or optimise inventory management, our bespoke financing options can help you achieve your goals.
With over thirty years of experience and knowledge, and with the funding base of over forty banks and institutions, both in the UK and Europe, what more could you ask for?
What is Block Discounting?
Block discounting is a structured finance solution that enables businesses to raise capital by selling their future receivables in bulk. It is an ideal option for companies with a strong customer base offering lease agreements, hire purchase, or rental contracts.
Benefits of Block Discounting
- Improved Cash Flow: Unlock capital tied up in existing agreements.
- Scalability: Secure funds for future lending and business expansion.
- Retain Customer Control: Continue managing client relationships while optimising financing.
- Flexible Repayment Structures: Tailored finance plans to suit your business needs.
What is Stock Finance?
Stock finance, also known as inventory or floor-plan finance, allows businesses to acquire stock without immediate upfront costs. It is widely used by manufacturers, wholesalers, and dealers to maintain steady inventory levels without straining cash reserves.
Benefits of Stock Finance.
- Increase Sales Potential: Maintain optimal stock levels to meet demand.
- Better Cash Flow Management: Spread stock payments over time.
- No Immediate Capital Outlay: Purchase stock without depleting funds.
- Customised Solutions: Tailored to different industries and business models.
Why Choose Oak Leasing?
- Over 30 Years of Expertise: Trusted finance partner with extensive industry knowledge.
- Flexible & Transparent Agreements: No hidden fees, just straightforward financing.
- UK & Europe Coverage: Supporting businesses across multiple regions.
- Personalised Financial Solutions: Designed to meet your unique business needs.
We all find ourselves in a very different situation from where we had hoped for, but help is at hand!
Companies may have a rental fleet of various equipment, and there is a demand from your customers to expand your fleet. Your existing credit lines from your banks may well limit your expansion.
Block discounting and stocking finance could well be your answer, a new credit line specifically designed to assist you in expanding you own in-house rental fleet of equipment.
Block Discounting is a sound way to raise funds against a future rental stream from either your existing customers or new customers.
Oak can now offer block discounting facilities and stocking facilities on over 30 countries in Europe. With such experience, we can help manufacturers expand financial assistance to their distributors throughout Europe.
We are able to offer to purchase existing rental streams or rental books for a huge variety of equipment, from Chip and Pin terminals to robots, machine tooling, office equipment, and any other type of equipment or plant.
Stocking finance is mainly aimed at manufactures who wish to expand in markets by helping dealers or distributors finance their equipment without an additional credit risk to the manufacturer. This is crucial in enlarging a footprint of any company wishing to expand in Europe and the UK.
If you are looking at either block discounting or stocking finance, we are known for providing a transparent and discreet service, and would be glad to help you.
