Oak has always been a trusted and transparent funding partner to suppliers and customers in the UK and Europe for over thirty years.
We intend to move transparency even further.
For over thirty years, Oak has been a reliable and transparent funding partner for suppliers and customers across the UK and Europe
Now, we’re committed to raising transparency to the next level.
Throughout these three decades, Oak has supported and arranged financing for a wide range of growing companies and established businesses across Europe. We’re seeing rapid growth in our appetite for transactions between £250,000 and £5,000,000 (or equivalent in euros). Our funding does not stop at a border.
To ensure clarity, our fee structure for transactions of this size is straightforward: we charge a fixed arrangement fee of 1.5%, payable by either the manufacturer or customer upon successful activation. We receive no additional fees from banks or funders for these transactions. For deals exceeding £5,000,000, the fee is set at 1%.
How does this benefit you?
Our commitment to full fee transparency builds trust among all parties and enables you to make clearer comparisons between financing options—no hidden costs, just a true apples-to-apples comparison.
With access to over fifty banking institutions and lessors across the UK and Europe, we’re well-positioned to find the most competitive rates for your proposal. And rest assured, the bank rate we secure is the exact rate you’ll pay.
Most middle-ticket leasing requests require a tailored approach due to the unique nature of equipment or location. These contracts are crafted specifically to fit your needs, your location, and your chosen equipment—whether for new production lines, highly specialised equipment, or large-scale infrastructure like football pitches, medical and food production equipment, and more.
In just the last six months, we’ve helped fund over seventy companies in Europe and millions more in the UK.
Why the growing demand for middle-ticket leasing?
Oak provides a fresh source of funding, or a blend of sources, depending on your requirements. For larger projects, where installation costs can be substantial, our funders allow the option to roll these into the total cost, creating a “turnkey” solution.
Amidst Europe’s rising inflation, our fixed-rate lease contracts offer financial stability, giving your CFO confidence with predictable expenses.
We can structure leasing and financing for equipment in over 30 countries and offer a wide array of services—from larger-ticket asset financing to funding for financial institutions looking to expand, replace, or diversify existing resources.
At Oak, we’re accessible and approachable. Having weathered four recessions and a pandemic, we bring a resilient and people-focused approach to every partnership.
